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2024-12-14 07:39:41

Today, A-shares have risen. Is it the heavy news that this pension has expanded and entered the market through a broad base?Let's take a look at the current situation of personal pension.But there is always hope, always for the good, and we can look forward to it at present, but don't be too arrogant. To be a man and do things, we should look up at the stars and be down to earth.


This is the repeated emphasis that incremental funds determine the market style. If the pension is used as incremental funds, it will definitely benefit the blue chip, because it will definitely not dare to speculate on low prices, micro-disks, and other money will not be earned, and the capital will be lost.At the end of 1978, during the 46 years since the introduction of 401k personal pension in the United States, the Dow Jones index has increased 54 times, with an average annual increase of 9.54%; The Nasdaq rose 167 times, with an average annual increase of 11.79%.In essence, the more benefits the stock market is bound to, the stock market can be completely transformed.


Now that three deposit years have passed, the net value of Y share of personal pension purchase is only about 7.5 billion yuan, with an average annual recharge of about 2.5 billion yuan. These funds are all FOF, and only some of them will invest in the stock market.The tax-excellent health insurance similar to personal pension is also in a similar situation, and the deposit amount is very small, because there are very few people who need to avoid tax, which is not the reason for the attractiveness of the product itself.

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